Standard Chartered and Dubai World The lending problem Essay

Standard Chartered and Dubai World The lending problem - Essay Example This paper focuses upon Standard Chartered Plc, a financial services company, which operates in more than 70 countries around the world. The headquarter of the bank in London, the United Kingdom. The company has entered different countries through the joint venture, subsidiaries etc. The operation of the company is diversified as it offers operations in consumer banking, institutional banking, and corporate banking also. Standard Chartered is listed on the London Stock Exchange; also it is the constituent of the FTSE 100 index. The company is also diversified globally as it offers services all the continents of the world. 90% of the revenue of the company comes from the Middle East and other Asian countries and Africa. The bank offers a diversified range of products including mortgage loans, investment banking, wealth management, corporate banking, wealth management services etc. Dubai World is among one of the main clients of Standard Chartered Bank. The investment company has faced credit crisis in the time of the financial recession and the main creditor of the company was Standard Chartered bank. The geographical presence of the company minimizes their risk. In a globalized world where the multinational companies have to face different political conditions, economic conditions in different countries, then only diversification can minimize the risk of the portfolio of the company. In the time of financial crisis of 2007-09, when all the markets throughout the world have broken, then the diversification helped the company to manage the situation.  

Diversity in the Workplace Coursework Example | Topics and Well Written Essays - 1000 words

Diversity in the Workplace - Coursework Example In addition to these groups of people, diversity also focuses on people belonging to other categories like, people having different educational background, different tenure with the company, different functional backgrounds and the resulting diversity from the mergers and acquisitions activity of organizations. Affirmative action is concerned with people who are experiencing issues related to discrimination based on color, ethnic groups, etc (Kravitz, 2008, p. 175). However, managing diversity is more related to the desire of the manager of a company to explore the potentials present in all the employees. Thus, affirmative action is only a means of attaining diversity in an organization through the implementation of various policies and diversity is a broader concept which is the end result of affirmative action. Answer 2: Cultural diversity in workforce mainly refers to the various types of people that work in an organization and can be differentiated on the basis of their race, gen der and ethnicity. In a culturally diverse workforce one can find people who have different cultural values (Pride, Hughes, & Kapoor, 2011, p. 253). According to Esty, Griffin & Hirsch (1995), they have suggested ten different dimensions of diversity which are thought to be the critical in a workplace. They are: 1) Sexual Orientation, 2) Class, 3) Ethnicity, 4) Age, 5) Race, 6) Hierarchy or Status, 7) Gender, 8) Religion, 9) Physical ability or disability, and 10) Family situation. Hence, people working in a workplace can be differentiated based on any of these cultural dimensions. Organizations having culturally diverse workforce are characterized of having people who have different cultural values and varies with respect to the dimensions mentioned above. Answer3: Managing a diverse workforce is not an easy task and is associated with many challenges to be faced by the leaders in an organization. Diversity management is not restricted to acknowledging the differences that exist be tween people working in an organization. It also involves the recognition of values associated with such differences between people, promoting inclusiveness and combating discrimination. The leaders of an organization managing a diverse workforce may also face the challenge of losing the personnel or reduction in work productivity because of discrimination, prejudice, legal actions and complaints against the organization. In addition to this, negative behaviors or attitudes can prove to be barriers for an organization because this can result in having a negative impact on the working relationships between the employees and reduce the work productivity and morale of the people. The negative behaviors or attitudes that have been referred here include stereotyping, prejudice, and discrimination and it should not be utilized by the company management while performing activities like retention, hiring, and termination of employees. Answer4: Increasing diversity in the workforce of an org anization needs implementation of an effective diversification strategy. By following the four steps mentioned below it is possible to increase diversity in the companies. Step 1: Explaining diversity for the company: The first step is to define and explain what diversification implies to the company as a whole. It is an important step to initiate diversity because the term diversity carries different meaning for different people in the organization.

Walmart and Ethics Article Summary Essay Example for Free

Walmart and Ethics Article Summary Essay The article was acquired from http://knowledge. wharton. upenn. edu/article. cfm? articleid=2999, titled Everyone’s Problem: Looking Beyond the Wal-Mart Bribery Case. This is article’s purpose is to show how common bribing of public officials is using Wal-Mart’s case as an example. Wal-Mart is still having issues building up their ethical perception to the public. They had many shareholders investing in Mexico and these shareholders wanted answers on why the bribery was overlooked by upper management. The article gives many examples of countries that regularly participate in acts of some kind of bribery or countries where it is socially accepted. Many researchers believe this bribery is hard to track because people won’t speak up and most activity happens under the table. However, ‘Shaun Donnelly, vice president of investment and financial services at the United States Council for International Business, a New York City-based nonprofit, says that â€Å"the trend is in the positive direction. The public sentiment is that bribery is not an acceptable way to do business. † ‘(1) On the other side of things William s. Laufer, Wharton Professor of legal studies in business ethics, thinks that even with increased FCPA enforcement that acts of bribery of public officials is still on the rise. In the case of Wal-Mart the only excuse to remotely explain these acts would be the difference in culture, and what is and is not socially expectable. This article argues that corporate political influence can increase acts of bribery. The authors of this article used appropriate examples and sources for their facts, and the quotes throughout the article were from people with prestige. I enjoyed this article and as a publisher I would print because it brings about factual evidence supporting a claim that there is an unseen uprising in bribery involving public officials. I believe a point was reached in that the case of Wal-Mart was used as example of corporate political influence. The author backed up his main idea with showing how common bribery among public officials is and the influence a big corporation can have on a countries government. This article does lack some evidence from the corporation’s point of view. The article could contain quotes and/or opinions from corporations themselves or top management. There probably is some other evidence out there countering that bribery on the corporation level is not abused so often. However, this article flaws are covered up by a strong main idea and conclusion. This article is very sound in that has factual evidence and quotes to back up a main idea that uses Wal-Mart as its main example.

Teaching Goals and Philosophy Essay examples -- Education Teachers Sch

Teaching Goals and Philosophy Entering the field of education requires a person to take on many very important responsibilities. Teachers play a very vital role in the lives and futures of many individuals. Through the perspective of a teacher, many students come and go year after year. The names and faces of many students are often forgotten as you enter and new year with new students, new faces, and new names. On the other hand, although educators encounter many more students then students do educators, a teacher has a much more substantial impact on the life of a student. Upon taking this into consideration, I was led to ask myself many important questions. What do I hope to accomplish as a teacher? What do I wish for my students to accomplish in my classroom? Also, what are my professional development plans? First of all, I realize that every child is a unique individual, and no one is superior to any other, regardless of who excels academically, athletically, or socially. I feel that it is important for all students to treated equally. Everyone has positive qualities about them and teachers should find these qualities in every student. Teachers should make the students aware of their unique characteristics and encourage them to make the most of them. Every child should feel important, worthwhile, and accepted. Without the necessary self-esteem, it will be very difficult for a child to focus on his or her education. Students should be encouraged to accept themselves and each other. The same opportunities should be accessible to every student so that each child will have an equal chance to grow and learn. Secondly, although every child is equal and should be treated a... ...se should be built to help them to succeed I future situations. They need to learn to be independent, free-thinking, and empathetic. They should have a strong sense of self yet be open-minded to the many different things that life has to offer them. School should prepare students for the future while at the same time, help them to enjoy and appreciate the present. I hope to eventually earn my certification in K-6 multi-subject education and from there I would like to find a job teaching one of the lower grades. I think that I will find a career in the educational field to be a very fulfilling one. Children are very important and people sometimes overlook the fact that they have ideas, hopes, and dreams that are very real and meaningful to them. Someday, I hope to take part in helping children to become happy, responsible, and productive adults.

Kiwi Series

Kiwi Series #1 My choice of artwork for this essay is titled Kiwi Series # 1. This painting is made by Dennis Wojtkiewicz in 2005. The size of this painting is 36 by 66 inches. The medium used in this painting is the oil on canvas. I chose this painting because it appeals to my sense of aesthetics and also it has the most interesting use of texture. This painting is an excellent example of our sight being able to activate other senses. The presentation of the translucent fruit and fuzzy skin is so convincing that we have a visual and a tactile reaction and for some, a sensation of taste.The painter has used actual texture in this painting. In this essay, I will talk about the subject matter and then the content. I will also be analyzing each element and principle of design in the painting's composition in an attempt to look at it much more deeply and understand it better. Kiwi Series # 1 is a painting of a  kiwi fruit, which is cut into half. It is placed on a table or some hard su rface. The painter has drawn every little detail of the fruit  in the painting. The seeds, the internal minor lines in the fruit, and the difference in textures are done with great enthusiasm and passion.This painting makes me calm and relaxed because of the colors used in this painting and also its overall appearance. The Elements: There are different kinds of lines used in this painting. The artist has used some curvy lines near the edge and the center of the fruit. Straight lines are also used in this painting. Some lines are thick and some are thin, separating the seeds and the showing the opaqueness of some parts. The painting itself is a rectangle shape. The  shape of the fruit is objective. There are many other smaller shapes in the painting. The shape of the seeds is oval.The center of the fruit gives kind of semi-circle look. The row of the seeds looks like a thin petal of  a flower. The fruit itself is looking like a semi-circle. There is a great amount of contrast. This painting  has a photography value in which the  artist has used light part against the  dark  part. Chiaroscuro is also evident due to the illusion of light and shadow as the light source is coming from the top. Casting shadow on the table. There are areas of strong contrast such as the light color of fruit against the dark background. Sfumato is also evident in this painting.The dark colors of the seeds also create contrast against the light color of the fruit. Also there is contrast of the seeds against the bright  area near it. The color is a local color as it replicates the appearance of the real world. The colors are natural. The fruit is green and light green in color. The seeds are black. A slight brown color is also used near the edge of the fruit. The texture is simulated. If someone would touch this painting, they would feel slight bumps of the paint. For the most part, the artist has simulated the texture of the fruit.The background of the painting appears to be smooth. There is not much space in the painting. The figure is right at the forefront of the painting so the painting has shallow space. The background is dark  and we could not see anything except the fruit. Principles: The balance in this painting is symmetrical. The right side is very similar to the left side. If I were to draw a line in the middle of this painting, the visual weight on both sides of the painting would be the same. The painting is populated almost the same on both sides.The dominant part in this painting is the half-cut kiwi fruit. It occupies almost 85% of the space of the painting. Kiwi fruit is the biggest thing in the painting and it is the most important aspect of the subject matter. The same shape of the seeds in the painting creates harmony. Also the bright row that contains seeds is also of the same shape so they are the unifying factor in this painting. This work is not economical at all. There is a great amount of details and attention given to the figure. In my opinion it is highly realistic and the artist has drawn it with great interest.

Terrorism Is A Huge Problem - 901 Words

Terrorism is a huge problem affecting the American public in many ways. There have been 76 cases involving radical islamic terror attacks targeting the United States since the attacks of 9/11. (Mueller) The first issue with Terrorism is laws are not strict enough to deter terrorist from attacking. If terrorist believe they can get out of harsh punishments, then our current laws need to change. Killing innocent people is one of the most unethical acts someone can commit. The punishments for doing so do not reflect the extremity of the action. Current lawmakers should consider the extreme harm terrorism is causing in the United States. Another problem within Terrorism is the use of waterboarding and other interrogation techniques are currently outlawed because they are seen as inhumane. This is an issue because terrorist now do not have to talk or explain why or how they did it. Even after committing an act of terror and killing innocents, they don’t have to explain themselves. If the government understands a specific person knows the information to stop another terror attack, they could not do anything about it.The final problem with Terrorism is American lives are lost and billions of dollars in property damage are lost as well. Terrorists are bringing fear into the lives of the American Public. Lives are lost and many are injured after a terror attack. Many Americans are in fear that they will be the next victim. â€Å"More broadly, 3,066 Americans have been killed in terroristShow MoreRelatedThe Legal Definition Of Terrorism960 Words   |  4 Pagescitizens would define terrorism as using force to influence or change a political decision, â€Å"the legal definition of terrorism has very high importance† (Hodgson). This is because it determines which actions count as acts of terrorism, and hence who is regarded as a terrorist, but also because the definition of terrorism opens up a range of controversy of police and prosecutorial powers. 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To start with, I’m going to talk about the first threat to internationalRead MoreTerrorism And The National Security1731 Words   |  7 PagesIt’s not only the National Security but many others who search and investigate problems in the US. One of the leading contributors is terrorism, among many other leading factors that are causing problems for the National Security. Terrorism has caused the United States some trouble throughout the years. Even though the United States has not had many terrorist attacks, the subject still seems to cause problems. Terrorism is not just physical attacks; it involves cyber-attacks and espionage. PhysicalRead MoreEssay on The Global Fight Against Terrorism 1130 Words   |  5 Pages Despite spending billions of dollars to fight endless wars, global terrorism rose 43% in 2013. As a result, terrorism has been brought to the fore of not only the American mentality, but the international mentality as well. Consequently, we must do a few things in order to maintain our sanity, dignity, power, and security. We must retaliate forcefully and successfully. We must garner support for our cause and give other countries a reason to want to stand behind AmericaRead MoreModernization Reform Aid Programs : A Stronger Powerful And Independent Business Sector1459 Words   |  6 Pageseradicate discrimination, terrorism, and human trafficking. Both countries being in this group shows that we are working towards similar goals as far as political and social issues are concerned. The United States should be involved in these aspects of Russia, because with more countries working towards these common goals, they are more likely to get accomplished (OSCE). Terrorism is, unfortunately a huge problem in the world today and even though I do not believe that terrorism will ever be fully eliminated

Police Misconduct And The Code Of Silence Essay - 1471 Words

Abstract Police misconduct and the ‘code of silence’ is a global phenomenon that has been present since the formation of formal police agencies. Police leadership can shape the influence and direction of their departments through recruitment, training, field training officers (mentors), policy, and discipline. Frontline supervisors act as the bridge between the administration and the frontline officers. Supervisors exert some informal influence over officers, but must also serve their superiors and the agency mission. There is no clear cut method to curbing the ‘code of silence’ and agency transparency is needed to appease the public such agencies serve. This is a two way street, the public must respect the authority of said officers and submit to lawful and reasonable request. Police administrators must maintain open lines of communication and trust with their subordinates if the ‘code of silence’ is to ever be weakened. Case Study: Police Misconduct t he Code of Silence Law enforcement is an occupation unlike the typical â€Å"nine to five† job. Law enforcement officers are given a wide range of discretion when it comes to both serving and detaining the public. This leads to loyalty and sense of solidarity, or an â€Å"us versus them† mentality in some officers and their departments (Wright, 2010). This mentality has in part created what some refer to as the ‘blue code of silence’ (Wright, 2010) or the ‘thin blue line’ and other such titles. The ‘code of silence’ is whatShow MoreRelatedThe Unwritten Code1350 Words   |  6 PagesThe Unwritten Code The Police â€Å"Code of Silence† is an unspoken rule among many police agencies in the country. It is a code of â€Å"honor† in the police brotherhood where giving information about another police officers wrongdoings is considered an act of betrayal. Other terms for the code include: â€Å"The Thin Blue Line,† and â€Å"The Wall of Silence.† Police academies across the nation are close-knit communities of law enforcement. From the first day on the job to the last, every officer is supposed to countRead MorePolice Misconduct1044 Words   |  5 PagesPolice Misconduct American Intercontinental University English paper Latarrace Johnson 8/25/2013 ABSTRACT Police misconduct is currently on the rise in many cities. Police misconduct can be define as false confession, false arrest, falsified of evidence and lying under the oath. For many years police crimes have went unreported and punishments are never given. We now have to put an end to these wrongful duties taken by police officers around the world. Have you ever experience policeRead MorePolice Misconduct And Criminal Justice923 Words   |  4 PagesIntroduction Police executives have always had different issues within the police department. 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By understanding how police brutality is increasing and the violence that comes with it, police officers can then receiveRead MoreA Brief Note On Police Double Standard And The Media1081 Words   |  5 Pages I am writing my paper on police double standard. It came to my attention that when police are in the media, they are portrayed as the bad guy. I asked myself if that is the case, or is that the media perception. The police are in a position to protect and serve the community. The community should feel nothing but security and trust towards a police officer right? I am also aware that the media can also mislead and also contribute to the community feeling negative towards the cops. Very rarely doRead MorePolice Brutality And The United States Essay1474 Words   |  6 Pagesharass and assault them. Police brutality is a continuous problem in the United States and officers need to be accountable for their actions. 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